Home › Anti-squat guarantee: protect your property against unlawful occupation
Instant certificate, 24/7Online · in an agency · by phoneAnti-squat guarantee: protect your property against unlawful occupation
Vacant home, second home or let property: the anti-squat guarantee, offered as an option with some plans, helps you deal with occupation without legal right or title. Personal review with a CSPM adviser, by phone or in an agency.
Get a free call back
A CSPM adviser will get back to you: in an agency, by phone or online.
How do I take out a policy?
Online when the product allows it; otherwise with an adviser by phone, in an agency or after a call back.
Online
Tailor-made product: not available online. An adviser will guide you.
In an agency
Cannes agency (4 rue Borniol) or Paris 18e agency, Montmartre.
Key points
- Squat guarantee option with a non-occupying owner plan, from around €126 a year (indicative price, depending on the property and plan)
- Possible cover for costs linked to unlawful occupation, according to the policy conditions
- Vacant home, second home, property for sale or between two tenants
- The law of 27 July 2023 strengthened the protection of homes against unlawful occupation
- Sign-up with an adviser: no online sign-up
Related terms and searches
Anti-squat guarantee
Other ways to say it: anti-squat insurance France, squatter insurance France, squat guarantee France, protect property from squatters France, insurance for unlawful occupation France, squatted property insurance France, second home squatters France, PNO squat option, empty property squatters insurance France, insurance against squatting France.
Frequently asked questions
What is squatting in the eyes of the law?
According to Service-public, squatting means entering a home by trickery, threats, force or coercion and occupying it without the owner’s consent; a tenant who stays after the lease ends is not considered a squatter.
Can the owner evict squatters themselves?
No. Service-public points out that a legal procedure must be followed: a complaint, an official record by a judicial police officer, the mayor or a commissaire de justice (bailiff), then a formal notice from the préfet, or a court decision.
What is a squat guarantee in a policy for?
It aims to compensate certain costs linked to unlawful occupation according to the policy conditions (time limits, ceilings, exclusions). The exact cover is set out in the policy, to be read before you sign up.
To go further (official sources, in French): Service-public – Que faire quand des squatteurs occupent un logement ? · Légifrance – Loi n° 2023-668 du 27 juillet 2023 visant à protéger les logements contre l’occupation illicite. General information only: your policy document prevails.
Cities, départements and regions (pages in French)
Our agencies: Cannes and Paris 18e
Cannes agency
4 rue Borniol, 06400 Cannes
Monday to Saturday, 9am–9pm · French and English
04 22 46 21 83
Paris 18e agency · Montmartre
An agency in Montmartre, in the 18th arrondissement of Paris. There are several agencies in Paris: the exact address is given to you when you book your appointment.
This site is translated to help you. Conversations with our advisers are held in French or English.